Business Philosophy: TrustInvest is built on the principles of transparency, sustainability, and honesty. Our business model is based on providing access to high-yield cryptocurrency staking programs with a built-in risk minimization system for investors and ensuring stable profitability for the platform and our clients. We are not a Ponzi scheme or a financial pyramid. Our income is generated exclusively from real activities of investing funds in the largest crypto assets, including various investment strategies such as cryptocurrency asset staking, service fees, and effective liquidity management. Every dollar paid to investors is backed by real income from crypto operations.

Key Principles: Sustainability is achieved through crypto portfolio diversification, professional risk management, maintaining specific reserves, and continuous optimization of operational processes. The size of the reserves is determined based on the asset, market trends, investment strategy, and other factors. We only invest in proven protocols with a high level of security and stable returns. The level of a protocol's verification is determined by a specialist with significant experience and results in this field.

Platform Revenue Structure

Staking Revenue: The main source of income is participation in staking programs of various blockchain protocols, trading, and investments in cryptocurrency assets. We place user funds in carefully selected staking pools that generate income through transaction validation, liquidity provision, and participation in protocol governance. The average return from staking operations is 25–35% per annum; the percentage varies depending on various factors. A portion of the income also comes from investment activities using an internal trading system.

Management Fees: The platform retains the difference between the returns from staking operations and the payouts to users. For example, if a staking pool generates 30% per annum and users are paid 20%, then 10% constitutes the platform's revenue. This margin covers operational expenses, reserves, and the profit necessary for the platform's operation.

Transaction Fees: We charge fees for processing withdrawals (usually 2% of the amount), which cover the costs of blockchain transactions, maintenance, and administrative procedures. No deposit fees are charged to encourage the inflow of funds.

Affiliate Income: Income from the affiliate program constitutes a small part of the total revenue and is generated by increasing the total volume of funds under management, which allows for more favorable conditions in staking pools and reduces specific operational costs.

Investment Strategies and Asset Management

Protocol Diversification: User funds are distributed among various staking protocols and exchanges to minimize risks and optimize returns. The current portfolio includes participation in Ethereum 2.0 validation, staking Bitcoin, Solana, and other proven protocols. No single staking protocol constitutes more than 25% of the total portfolio.

Liquidity Management: A portion of the funds is placed in highly liquid protocols, which allows for quick user withdrawals without the need for early exit from long-term staking positions. This includes participation in liquidity pools on Uniswap, Curve, and other proven platforms. We use a fractional reserve banking system to comply with regulatory requirements and provide managed liquidity for our clients.

Arbitrage Operations: A team of professional traders, selected by the company, performs arbitrage operations between various exchanges and protocols, which generates additional income without significant risks. These operations do not exceed 10-15% of the total portfolio return.

Yield Farming: In some cases, we may participate in low-risk yield farming programs by placing stablecoins in proven protocols with audited smart contracts. This provides a stable income in the range of 15-25% per annum.

Risk Management System

Technical Protocol Analysis: Before including any protocol in the portfolio, a thorough technical analysis is conducted, which includes a smart contract audit, developer team assessment, tokenomics analysis, and a review of the security history. We only work with protocols that have passed independent security audits. We also perform thorough backtesting for risk and return for careful planning.

Concentration Limits: Strict limits are set on the concentration of funds in individual protocols, regions, and asset types. The maximum share of a single protocol cannot exceed 25% of the portfolio, and new protocols are limited to 5% until sufficient operational experience is gained.

Reserve Funds: A reserve fund of at least 100% of the total liabilities to users is maintained. The reserves are held in highly liquid assets (as defined by in-house specialists) and can be quickly used to cover withdrawals or compensate for losses from unsuccessful investments.

Monitoring and Response: The monitoring system tracks the status of all positions in real time. Upon detection of anomalies or security threats, emergency response procedures are automatically activated, including the suspension of operations and the transfer of funds to secure assets, minimizing risks for our clients and our company.

Operational Processes and Infrastructure

Technological Platform: Our platform is built on modern cloud technologies with a high degree of automation. Most operations for placing funds, accruing interest, and processing withdrawals are performed automatically, which minimizes operational risks and reduces costs.

Team and Expertise: The team includes experienced specialists in blockchain technologies, DeFi, risk management, and cybersecurity. The average work experience in the cryptocurrency industry is over 5 years. Regular training and certifications are conducted to maintain a high level of expertise.

Partnerships: We maintain strategic partnerships with leading staking providers, which allows us to obtain more favorable conditions and access to exclusive opportunities. Partners include Lido, Rocket Pool, Figment, and other recognized industry leaders.

Compliance: The platform complies with all applicable regulatory requirements, including KYC/AML procedures, reporting to regulatory bodies, and tax planning. We work with leading law firms to ensure compliance with changing legislation.

Ensuring Financial Stability

Capital Structure: The platform has its own capital, which serves as an additional security buffer for users. The size of the own capital can be at least 15% of total liabilities and may be increased by reinvesting a portion of the profits.

Stress Testing: Stress tests are regularly conducted to assess the business model's resilience in various adverse scenarios, including cryptocurrency market downturns, protocol technical issues, and mass user withdrawals. The results are used to adjust the risk management strategy.

Audit and Transparency: Financial results and reserves are regularly reviewed by independent auditors. Key performance indicators may be published in monthly reports to ensure transparency and user trust.

Liquidity Planning: A detailed liquidity planning model is maintained, which forecasts funding needs based on historical data, seasonal patterns, and market conditions. This allows for the optimization of fund placement and ensures timely payouts.

Development Strategy and Innovation

Research and Development: A significant portion of the revenue is reinvested in researching new opportunities, developing proprietary technologies, and improving the user experience. We actively study new protocols, risk management tools, and methods for optimizing returns.

Product Line Expansion: The launch of additional products is planned, including cryptocurrency index funds, structured products, and institutional-level services. This will help diversify revenue streams and attract a broader audience.

Technological Innovations: Proprietary algorithms are being developed to optimize staking strategies, automatically rebalance the portfolio, and manage risks. The implementation of artificial intelligence and machine learning will help increase operational efficiency.

Global Expansion: Expansion into new regions is planned, with adaptation to local regulatory requirements and user preferences. This includes platform localization, partnerships with local service providers, and compliance with regional standards.

Principles of Sustainable Development

Environmental Responsibility: We give preference to protocols with low energy consumption (Proof-of-Stake) and support initiatives for the transition to more environmentally friendly blockchain technologies. Our activities contribute to the development of energy-efficient cryptocurrency networks.

Social Responsibility: A portion of the profits is directed towards educational programs in blockchain technology and financial literacy. We support open research and development in the DeFi space and strive to democratize access to high-yield investment opportunities.

Corporate Governance: High standards of corporate governance have been implemented, including an independent board of directors, audit and risk management committees, as well as transparent reporting to stakeholders.

Our Competitive Advantages

Team Expertise: The unique combination of deep knowledge in traditional finance and advanced cryptocurrency technologies allows us to effectively manage risks and identify the best opportunities in the market.

Technological Superiority: Our proprietary technology platform provides a high degree of automation, security, and scalability. This allows us to offer competitive conditions while maintaining a high level of service.

Strategic Partnerships: Long-term relationships with leading industry players provide access to the best opportunities and more favorable conditions for fund placement.

User Focus: Continuous attention to user needs and investment in improving the user experience create a high level of customer satisfaction and loyalty.

Vision for the Future

Mission: Our mission is to make high-yield cryptocurrency investments accessible to a wide audience while minimizing risks and maximizing transparency. We aim to become the leading platform for institutional and retail investors seeking stable income in the cryptocurrency space.

Long-Term Goals: By 2030, we plan to manage assets worth over $51 billion, offer a full range of DeFi services, and become a recognized leader in cryptocurrency asset management. This will be achieved through continuous innovation, expansion of geographical presence, and development of a partner ecosystem.

Contribution to the Industry: We aim to make a significant contribution to the development of the DeFi industry through open research, support for startups, participation in standardization, and promotion of best practices in risk management and security. Commitments to users: We are committed to maintaining the highest standards of transparency, security, and customer service. User interests will always be a priority in our decisions, and we will continue to invest in technologies and processes that protect and grow their funds.